Why High Yield Is Not the Same as High Return
A distribution can look attractive while total value, taxes, or purchasing power move in a different direction.
Read the article →Practical articles
Plain-English articles for retirement, AI, and online judgment.
These articles focus on decisions retirees may face directly. Technical simulator studies and scientific publications now appear on the separate research site.
Retirement income
Are Covered-Call ETFs Good for Retirees?
A retiree-focused discussion of distributions, upside caps, downside exposure, and total return.
Read the article →AI after retirement
AI After Retirement
Start with practical uses and sensible limits.
Open the hub →How Retired Professionals Can Use ChatGPT
A concise orientation to useful projects and safer prompting.
Read the orientation →ChatGPT for Retired Professionals
A longer guide to prompts, workflows, verification, and practical projects.
Read the detailed guide →Online judgment
Scams, Slop & Hype
Tools and articles for checking suspicious messages, exaggerated promises, and low-value content.
Open the safety hub →A Real Cloud-Storage Phishing Email
See how urgency, vague branding, and payment pressure are used to provoke a rushed response.
Analyze the example →Options research and technical articles
Monte Carlo studies, simulator research, and technical publications are now maintained on the research site.