How to use it
Copy the prompt into ChatGPT
Click Copy prompt, paste it into ChatGPT, then add the text you want checked. Do not include passwords, account numbers, Social Security numbers, full credit-card numbers, or private medical records.
You will use your own free or paid ChatGPT account. Practical Retiree Lab does not receive, store, or see what you paste into ChatGPT.
Please act as a skeptical but fair evaluator.
I will paste an advertisement, product claim, investment pitch, medical claim, subscription offer, or online promotion. Analyze whether it may be too good to be true.
Give me:
1. A plain-English verdict: probably reasonable, uncertain, or high-risk claim.
2. The exact claims being made.
3. What evidence is missing.
4. The financial, health, privacy, or subscription risks.
5. Questions I should ask before buying, investing, signing up, or sharing information.
6. A cautious next step.
Here is the claim or offer:
[PASTE CLAIM, AD, OR OFFER HERE]
Related: AI for Retired ProfessionalsWhat it checks
- Whether the claim is specific, testable, and supported.
- Whether benefits are exaggerated while risks and costs are minimized.
- Whether the offer uses scarcity, celebrity borrowing, or emotional pressure.
- What independent evidence should be checked before acting.
Warning signs
- Guaranteed returns or miracle cures.
- No clear price, cancellation rule, risk statement, or responsible company.
- Testimonials instead of evidence.
- Pressure to act now, keep it secret, or avoid asking someone else.
For medical, legal, tax, or investment decisions, use this as a first-pass warning tool only. Important decisions need qualified professional advice.